Lender profile · HMDA 2023–2025
Cliffco, Inc. mortgage approval rates & lending data
Cliffco, Inc. decided 3,396 mortgage applications and funded 3,102 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 2,202 / 2,410 | 100% | $525K | 2,200 |
| Cash-out refinance | 87% | 195 / 223 | 99% | $545K | 194 |
| Refinance | 83% | 57 / 69 | 100% | $425K | 57 |
| Investment property purchase | 93% | 409 / 440 | 100% | $455K | 407 |
| Investment cash-out refinance | 97% | 210 / 217 | 100% | $505K | 210 |
| Investment refinance | 92% | 34 / 37 | 100% | $455K | 34 |
Cliffco, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 92% | $565K | 2,449 | 2,255 |
| Florida | 90% | $325K | 308 | 277 |
| New Jersey | 91% | $485K | 261 | 238 |
| Pennsylvania | 90% | $205K | 69 | 61 |
| Texas | 85% | $245K | 67 | 57 |
| Connecticut | 86% | $415K | 58 | 50 |
| Arizona | 84% | $405K | 50 | 42 |
| Georgia | 93% | $195K | 28 | 26 |
| South Carolina | 86% | $195K | 28 | 24 |
| North Carolina | 93% | $135K | 15 | 14 |
| Illinois | 100% | $375K | 12 | 12 |
| Ohio | 83% | $175K | 12 | 10 |
| Maryland | 90% | $205K | 10 | 9 |
| California | 100% | $985K | 5 | 5 |
| Alabama | 75% | $215K | 4 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.