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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Suffolk County, New York

Fat Boy Data analyzed cash-out refinance activity in Suffolk County, New York, home to Lindenhurst, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,250 applications were decided by 190 lenders between 2023 and 2025.

Suffolk County at a glance

190Active lenders58 with 20+ decisions
75.9%Market approval rate10,063 of 13,250 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,582 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County75.9%New York72.6%All 616 counties68.2%
Typical loan compared
Suffolk County$205KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Suffolk County, NY, 2,640 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Contour Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 156.

The typical cash-out refinance here is $205K, 11% larger than the New York typical of $185K.

Approval rate of all 58 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 45One lender: 23% approved of 70One lender: 34% approved of 29Newrez LLC: 38% approved of 797One lender: 38% approved of 216One lender: 39% approved of 36One lender: 56% approved of 132One lender: 58% approved of 208Fourleaf: 58% approved of 731One lender: 58% approved of 237One lender: 59% approved of 56One lender: 59% approved of 69One lender: 60% approved of 350One lender: 64% approved of 75One lender: 64% approved of 25One lender: 65% approved of 85One lender: 65% approved of 52One lender: 67% approved of 21One lender: 68% approved of 50One lender: 68% approved of 116One lender: 68% approved of 22One lender: 69% approved of 29One lender: 69% approved of 26One lender: 69% approved of 36One lender: 73% approved of 264One lender: 73% approved of 22One lender: 74% approved of 101One lender: 74% approved of 94One lender: 76% approved of 228One lender: 76% approved of 54One lender: 76% approved of 284One lender: 76% approved of 59One lender: 77% approved of 39One lender: 77% approved of 44One lender: 78% approved of 41One lender: 80% approved of 44One lender: 80% approved of 35One lender: 82% approved of 434One lender: 83% approved of 23One lender: 83% approved of 29One lender: 83% approved of 95Rocket Mortgage, LLC: 84% approved of 3,246One lender: 85% approved of 110One lender: 85% approved of 47One lender: 86% approved of 21United Wholesale Mortgage, LLC: 86% approved of 589Teachers Federal Credit Union: 90% approved of 2,348One lender: 90% approved of 42One lender: 92% approved of 37One lender: 93% approved of 119One lender: 93% approved of 30One lender: 94% approved of 32One lender: 94% approved of 36One lender: 96% approved of 102One lender: 97% approved of 252One lender: 97% approved of 36One lender: 98% approved of 81One lender: 99% approved of 156

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%2,711 / 3,24697%$205K2,640
2Teachers Federal Credit Union90%2,111 / 2,34895%$95K2,010
3Newrez LLC38%301 / 79799%$205K299
4Fourleaf58%425 / 73197%$225K414
5United Wholesale Mortgage, LLCBroker only86%506 / 58999%$355K499

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 185 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Suffolk County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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