Home›New York›Suffolk County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Suffolk County, New York

Fat Boy Data analyzed cash-out refinance activity in Suffolk County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 13,250 applications were decided by 190 lenders between 2023 and 2025.

Suffolk County at a glance

190Active lenders58 with 20+ decisions
75.9%Market approval rate10,063 of 13,250 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up9,582 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County75.9%New York72.6%All 616 counties68.2%
Typical loan compared
Suffolk County$205KNew York$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Suffolk County, NY, 2,640 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Contour Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 99% of 156.

The typical cash-out refinance here is $205K, 11% larger than the New York typical of $185K.

Approval rate of all 58 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 45American Financing Corporation: 23% approved of 70Pentagon Federal Credit Union: 34% approved of 29Newrez LLC: 38% approved of 797Carrington Mortgage Services, LLC: 38% approved of 216Jovia Financial: 39% approved of 36Flagstar Bank, National Association: 56% approved of 132Wells Fargo Bank, National Association: 58% approved of 208Fourleaf: 58% approved of 731Freedom Mortgage Corporation: 58% approved of 237The Federal Savings Bank: 59% approved of 56Homebridge Financial Services, Inc.: 59% approved of 69Quorum Federal Credit Union: 60% approved of 350Navy Federal Credit Union: 64% approved of 75Onity Mortgage Corporation: 64% approved of 25Citibank, National Association: 65% approved of 85Citizens Bank, National Association: 65% approved of 52Arc Home LLC: 67% approved of 21U.S. Bank National Association: 68% approved of 50Pennymac Loan Services, LLC: 68% approved of 116Longbridge Financial, LLC: 68% approved of 22Fairway Independent Mortgage Corporation: 69% approved of 29TD Bank, National Association: 69% approved of 26American Financial Network, Inc.: 69% approved of 36Loandepot.Com, LLC: 73% approved of 264Sun West Mortgage Company, Inc.: 73% approved of 22Manufacturers and Traders Trust Company: 74% approved of 101Plaza Home Mortgage, Inc.: 74% approved of 94Suffolk: 76% approved of 228Valley National Bank: 76% approved of 54Nationstar Mortgage LLC: 76% approved of 284A&D Mortgage LLC: 76% approved of 59Bank of America, National Association: 77% approved of 39New American Funding, LLC: 77% approved of 44Quontic Bank: 78% approved of 41Embrace Home Loans, Inc.: 80% approved of 44Cmg Mortgage, Inc.: 80% approved of 35JPMorgan Chase Bank, National Association: 82% approved of 434Ridgewood Savings Bank: 83% approved of 23Guaranteed Rate, Inc.: 83% approved of 29Hartford Funding, Ltd.: 83% approved of 95Rocket Mortgage, LLC: 84% approved of 3,246Cardinal Financial Company, Limited Partnership: 85% approved of 110Mid-Island Mortgage Corp.: 85% approved of 47Jet Direct Funding Corp: 86% approved of 21United Wholesale Mortgage, LLC: 86% approved of 589Teachers Federal Credit Union: 90% approved of 2,348Cliffco, Inc.: 90% approved of 42Nj Lenders Corp.: 92% approved of 37Crosscountry Mortgage, LLC: 93% approved of 119Movement Mortgage, LLC: 93% approved of 30Interstate Home Loan Center, Inc.: 94% approved of 32Us Mortgage Corporation: 94% approved of 36United Mortgage Corp.: 96% approved of 102Reliance First Capital, LLC: 97% approved of 252Meadowbrook Financial Mortgage Bankers Corp.: 97% approved of 36East Coast Capital Corp.: 98% approved of 81Contour Mortgage Corporation: 99% approved of 156

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%2,711 / 3,24697%$205K2,640
2Teachers Federal Credit Union90%2,111 / 2,34895%$95K2,010
3Newrez LLC38%301 / 79799%$205K299
4Fourleaf58%425 / 73197%$225K414
5United Wholesale Mortgage, LLCBroker only86%506 / 58999%$355K499

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 185 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Suffolk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Suffolk County

Mortgage lenders in Suffolk CountyHome improvement loans in Suffolk CountyRefinance in Suffolk CountyInvestment property purchase in Suffolk CountyInvestment cash-out refinance in Suffolk CountyInvestment refinance in Suffolk CountyInvestment home improvement in Suffolk County

Nearby markets

All lending in Suffolk CountyCounty overviewCash-out refinance across New YorkStatewideNassau CountyNearby county