Coastal Funding Slc, Inc. mortgage approval rate & lending review
Coastal Funding Slc, Inc. decided 789 mortgage applications and funded 783 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Coastal Funding Slc, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to pacifictrustmortgage.com.
Coastal Funding Slc, Inc. at a glance
Approval is 15.3 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 503 / 503 | 100% | $565K | 501 |
| Cash-out refinance | 100% | 52 / 52 | 100% | $505K | 52 |
| Refinance | 100% | 78 / 78 | 97% | $545K | 76 |
| Investment property purchase | 98% | 103 / 105 | 100% | $545K | 103 |
| Investment cash-out refinance | 100% | 31 / 31 | 100% | $425K | 31 |
Coastal Funding Slc, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $565K | 782 | 776 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Coastal Funding Slc, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Luis Obispo County, CA | Mortgage lenders | 100% | 290 | 289 |
| San Luis Obispo County, CA | Investment property purchase | 98% | 66 | 65 |
| Santa Barbara County, CA | Mortgage lenders | 100% | 62 | 62 |
| Tulare County, CA | Mortgage lenders | 100% | 58 | 58 |
| San Luis Obispo County, CA | Refinance | 100% | 56 | 55 |
| San Luis Obispo County, CA | Cash-out refinance | 100% | 24 | 24 |
The county markets where Coastal Funding Slc, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Coastal Funding Slc, Inc.
What is Coastal Funding Slc, Inc.'s mortgage approval rate?
Coastal Funding Slc, Inc. approved 99.7% of the 789 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.3 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan Coastal Funding Slc, Inc. offers?
Borrowers accepted 99% of the loans Coastal Funding Slc, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Coastal Funding Slc, Inc. make?
The typical home purchase mortgage loan Coastal Funding Slc, Inc. made was $565K; across all loan types its typical loan ran from $425K to $565K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Coastal Funding Slc, Inc. lend?
Coastal Funding Slc, Inc. decided applications in 3 of the states Fat Boy Data covers, most of them in California, Colorado and Oregon.
Can I apply to Coastal Funding Slc, Inc. directly?
Yes. Coastal Funding Slc, Inc. reports as a direct lender that takes applications from borrowers. Its website is pacifictrustmortgage.com.
Does this page show Coastal Funding Slc, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Coastal Funding Slc, Inc. treats applications, then get a rate quote from the lender.