Coastal Heritage Bank mortgage approval rate & lending review
Coastal Heritage Bank decided 278 mortgage applications and funded 252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Coastal Heritage Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Coastal Heritage Bank at a glance
Approval is 12.0 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 158 / 159 | 96% | $465K | 152 |
| Cash-out refinance | 86% | 31 / 36 | 97% | $355K | 30 |
| Investment property purchase | 94% | 48 / 51 | 96% | $885K | 46 |
Coastal Heritage Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 95% | $465K | 278 | 252 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Coastal Heritage Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Plymouth County, MA | Mortgage lenders | 99% | 93 | 88 |
| Plymouth County, MA | Cash-out refinance | 87% | 23 | 19 |
The county markets where Coastal Heritage Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Coastal Heritage Bank
What is Coastal Heritage Bank's mortgage approval rate?
Coastal Heritage Bank approved 95.3% of the 278 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.0 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Coastal Heritage Bank offers?
Borrowers accepted 95% of the loans Coastal Heritage Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Coastal Heritage Bank make?
The typical home purchase mortgage loan Coastal Heritage Bank made was $465K; across all loan types its typical loan ran from $355K to $885K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Coastal Heritage Bank lend?
Coastal Heritage Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Massachusetts.
Can I apply to Coastal Heritage Bank directly?
Yes. Coastal Heritage Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Coastal Heritage Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Coastal Heritage Bank treats applications, then get a rate quote from the lender.