CommonWealth Central Credit Union mortgage approval rate & lending review
CommonWealth Central Credit Union decided 304 mortgage applications and funded 201 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CommonWealth Central Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CommonWealth Central Credit Union at a glance
Approval is 3.2 points above the 66.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 69% | 153 / 221 | 93% | $165K | 143 |
| Refinance | 74% | 56 / 76 | 98% | $265K | 55 |
CommonWealth Central Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 70% | $165K | 303 | 201 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CommonWealth Central Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Santa Clara County, CA | Home improvement loans | 71% | 173 | 116 |
| Santa Clara County, CA | Refinance | 75% | 52 | 39 |
The county markets where CommonWealth Central Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about CommonWealth Central Credit Union
What is CommonWealth Central Credit Union's mortgage approval rate?
CommonWealth Central Credit Union approved 69.7% of the 304 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.2 points above the 66.5% national rate for the same mix of loan types.
How often do borrowers take the loan CommonWealth Central Credit Union offers?
Borrowers accepted 95% of the loans CommonWealth Central Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CommonWealth Central Credit Union make?
The typical home improvement loan loan CommonWealth Central Credit Union made was $165K; across all loan types its typical loan ran from $165K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CommonWealth Central Credit Union lend?
CommonWealth Central Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in California and Pennsylvania.
Can I apply to CommonWealth Central Credit Union directly?
Yes. CommonWealth Central Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CommonWealth Central Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CommonWealth Central Credit Union treats applications, then get a rate quote from the lender.