Consumer Real Estate Finance Co. mortgage approval rate & lending review
Consumer Real Estate Finance Co. decided 2,458 mortgage applications and funded 1,680 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Consumer Real Estate Finance Co. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Consumer Real Estate Finance Co. at a glance
Approval is 18.6 points below the 87.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 69% | 1,544 / 2,248 | 100% | $205K | 1,544 |
| Cash-out refinance | 61% | 25 / 41 | 100% | $235K | 25 |
| Refinance | 56% | 25 / 45 | 100% | $275K | 25 |
| Investment property purchase | 71% | 73 / 103 | 100% | $185K | 73 |
Consumer Real Estate Finance Co. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 76% | $265K | 403 | 308 |
| Florida | 65% | $295K | 298 | 195 |
| Ohio | 70% | $165K | 239 | 167 |
| Pennsylvania | 67% | $145K | 213 | 143 |
| Wisconsin | 83% | $245K | 184 | 152 |
| Texas | 60% | $225K | 131 | 79 |
| Michigan | 65% | $145K | 119 | 77 |
| Indiana | 60% | $185K | 90 | 54 |
| South Carolina | 66% | $195K | 88 | 58 |
| Alabama | 61% | $175K | 76 | 46 |
| Georgia | 60% | $225K | 70 | 42 |
| North Carolina | 61% | $225K | 70 | 43 |
| Missouri | 72% | $165K | 61 | 44 |
| Maryland | 67% | $185K | 58 | 39 |
| Minnesota | 83% | $285K | 46 | 38 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Consumer Real Estate Finance Co. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| La Crosse County, WI | Mortgage lenders | 90% | 92 | 83 |
The county markets where Consumer Real Estate Finance Co. made the most loans. Each link opens that market with every lender ranked.
Questions about Consumer Real Estate Finance Co.
What is Consumer Real Estate Finance Co.'s mortgage approval rate?
Consumer Real Estate Finance Co. approved 68.3% of the 2,458 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.6 points below the 87.0% national rate for the same mix of loan types.
How often do borrowers take the loan Consumer Real Estate Finance Co. offers?
Borrowers accepted 100% of the loans Consumer Real Estate Finance Co. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Consumer Real Estate Finance Co. make?
The typical home purchase mortgage loan Consumer Real Estate Finance Co. made was $205K; across all loan types its typical loan ran from $185K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Consumer Real Estate Finance Co. lend?
Consumer Real Estate Finance Co. decided applications in 31 of the states Fat Boy Data covers, most of them in Illinois, Florida and Ohio.
Can I apply to Consumer Real Estate Finance Co. directly?
Yes. Consumer Real Estate Finance Co. reports as a direct lender that takes applications from borrowers.
Does this page show Consumer Real Estate Finance Co.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Consumer Real Estate Finance Co. treats applications, then get a rate quote from the lender.