Consumers National Bank mortgage approval rate & lending review
Consumers National Bank decided 258 mortgage applications and funded 218 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Consumers National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Consumers National Bank at a glance
Approval is 8.7 points above the 78.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 118 / 121 | 98% | $235K | 116 |
| Home improvement loans | 70% | 44 / 63 | 98% | $45K | 43 |
| Refinance | 82% | 37 / 45 | 97% | $65K | 36 |
Consumers National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 88% | $235K | 257 | 217 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Consumers National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Stark County, OH | Mortgage lenders | 96% | 47 | 43 |
| Stark County, OH | Home improvement loans | 77% | 35 | 27 |
| Stark County, OH | Refinance | 81% | 26 | 21 |
| Columbiana County, OH | Home improvement loans | 62% | 24 | 14 |
The county markets where Consumers National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Consumers National Bank
What is Consumers National Bank's mortgage approval rate?
Consumers National Bank approved 87.6% of the 258 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.7 points above the 78.9% national rate for the same mix of loan types.
How often do borrowers take the loan Consumers National Bank offers?
Borrowers accepted 96% of the loans Consumers National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Consumers National Bank make?
The typical home purchase mortgage loan Consumers National Bank made was $235K; across all loan types its typical loan ran from $45K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Consumers National Bank lend?
Consumers National Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Ohio and Tennessee.
Can I apply to Consumers National Bank directly?
Yes. Consumers National Bank is a bank or credit union with 22 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Consumers National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Consumers National Bank treats applications, then get a rate quote from the lender.