Countybank mortgage approval rate & lending review
Countybank decided 1,365 mortgage applications and funded 1,268 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Countybank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Countybank at a glance
Approval is 9.3 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 968 / 1,003 | 99% | $315K | 961 |
| Cash-out refinance | 77% | 102 / 133 | 98% | $265K | 100 |
| Refinance | 94% | 101 / 108 | 100% | $345K | 101 |
| Investment property purchase | 91% | 75 / 82 | 100% | $185K | 75 |
Countybank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 93% | $315K | 984 | 909 |
| Tennessee | 95% | $365K | 323 | 304 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Countybank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greenville County, SC | Mortgage lenders | 98% | 406 | 395 |
| Knox County, TN | Mortgage lenders | 98% | 208 | 202 |
| Anderson County, SC | Mortgage lenders | 95% | 140 | 132 |
| Spartanburg County, SC | Mortgage lenders | 93% | 107 | 100 |
| Greenville County, SC | Cash-out refinance | 78% | 83 | 64 |
| Greenville County, SC | Refinance | 96% | 55 | 53 |
| Blount County, TN | Mortgage lenders | 96% | 27 | 25 |
| Greenville County, SC | Investment property purchase | 88% | 24 | 21 |
| Knox County, TN | Refinance | 95% | 20 | 19 |
The county markets where Countybank made the most loans. Each link opens that market with every lender ranked.
Questions about Countybank
What is Countybank's mortgage approval rate?
Countybank approved 93.6% of the 1,365 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Countybank offers?
Borrowers accepted 99% of the loans Countybank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Countybank make?
The typical home purchase mortgage loan Countybank made was $315K; across all loan types its typical loan ran from $185K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Countybank lend?
Countybank decided applications in 15 of the states Fat Boy Data covers, most of them in South Carolina, Tennessee and North Carolina.
Can I apply to Countybank directly?
Yes. Countybank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Countybank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Countybank treats applications, then get a rate quote from the lender.