Credit Union Financial Services, LLC mortgage approval rate & lending review
Credit Union Financial Services, LLC decided 282 mortgage applications and funded 259 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Credit Union Financial Services, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Credit Union Financial Services, LLC at a glance
Approval is 18.2 points above the 78.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 132 / 135 | 94% | $215K | 124 |
| Cash-out refinance | 98% | 96 / 98 | 97% | $195K | 93 |
Credit Union Financial Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 97% | $215K | 276 | 253 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Credit Union Financial Services, LLC
What is Credit Union Financial Services, LLC's mortgage approval rate?
Credit Union Financial Services, LLC approved 97.2% of the 282 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.2 points above the 78.9% national rate for the same mix of loan types.
How often do borrowers take the loan Credit Union Financial Services, LLC offers?
Borrowers accepted 95% of the loans Credit Union Financial Services, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Credit Union Financial Services, LLC make?
The typical home purchase mortgage loan Credit Union Financial Services, LLC made was $215K; across all loan types its typical loan ran from $195K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Credit Union Financial Services, LLC lend?
Credit Union Financial Services, LLC decided applications in 3 of the states Fat Boy Data covers, most of them in Georgia, Alabama and Florida.
Can I apply to Credit Union Financial Services, LLC directly?
Yes. Credit Union Financial Services, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Credit Union Financial Services, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Credit Union Financial Services, LLC treats applications, then get a rate quote from the lender.