Crescent Mortgage Company mortgage approval rate & lending review
Crescent Mortgage Company decided 843 mortgage applications and funded 717 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Crescent Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to bankwithunited.com.
Crescent Mortgage Company at a glance
Approval is 1.8 points above the 84.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 536 / 612 | 99% | $325K | 530 |
| Cash-out refinance | 84% | 67 / 80 | 99% | $325K | 66 |
| Refinance | 83% | 100 / 120 | 100% | $385K | 100 |
Crescent Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 84% | $405K | 460 | 384 |
| South Carolina | 88% | $245K | 167 | 147 |
| Florida | 94% | $295K | 36 | 31 |
| Minnesota | 83% | $185K | 24 | 20 |
| Mississippi | 91% | $355K | 23 | 21 |
| Tennessee | 81% | $255K | 21 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Crescent Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| DeKalb County, GA | Refinance | 96% | 23 | 22 |
| Fulton County, GA | Refinance | 83% | 24 | 20 |
The county markets where Crescent Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Crescent Mortgage Company
What is Crescent Mortgage Company's mortgage approval rate?
Crescent Mortgage Company approved 85.9% of the 843 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.8 points above the 84.1% national rate for the same mix of loan types.
How often do borrowers take the loan Crescent Mortgage Company offers?
Borrowers accepted 99% of the loans Crescent Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Crescent Mortgage Company make?
The typical home purchase mortgage loan Crescent Mortgage Company made was $325K; across all loan types its typical loan ran from $325K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Crescent Mortgage Company lend?
Crescent Mortgage Company decided applications in 35 of the states Fat Boy Data covers, most of them in Georgia, South Carolina and Florida.
Can I apply to Crescent Mortgage Company directly?
Yes. Crescent Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is bankwithunited.com.
Does this page show Crescent Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Crescent Mortgage Company treats applications, then get a rate quote from the lender.