Data Mortgage, Inc. mortgage approval rate & lending review
Data Mortgage, Inc. decided 1,052 mortgage applications and funded 871 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Data Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Data Mortgage, Inc. at a glance
Approval is 7.5 points above the 82.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 534 / 577 | 94% | $345K | 504 |
| Cash-out refinance | 86% | 85 / 99 | 84% | $285K | 71 |
| Refinance | 88% | 264 / 299 | 91% | $355K | 239 |
| Investment property purchase | 81% | 43 / 53 | 93% | $215K | 40 |
Data Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 92% | $675K | 399 | 343 |
| Nevada | 94% | $345K | 267 | 234 |
| Arizona | 89% | $355K | 55 | 47 |
| Florida | 78% | $195K | 54 | 34 |
| Texas | 87% | $345K | 30 | 23 |
| Georgia | 85% | $265K | 26 | 22 |
| Minnesota | 100% | $285K | 25 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Data Mortgage, Inc.
What is Data Mortgage, Inc.'s mortgage approval rate?
Data Mortgage, Inc. approved 89.8% of the 1,052 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 82.3% national rate for the same mix of loan types.
How often do borrowers take the loan Data Mortgage, Inc. offers?
Borrowers accepted 92% of the loans Data Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Data Mortgage, Inc. make?
The typical home purchase mortgage loan Data Mortgage, Inc. made was $345K; across all loan types its typical loan ran from $215K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Data Mortgage, Inc. lend?
Data Mortgage, Inc. decided applications in 37 of the states Fat Boy Data covers, most of them in California, Nevada and Arizona.
Can I apply to Data Mortgage, Inc. directly?
Yes. Data Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Data Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Data Mortgage, Inc. treats applications, then get a rate quote from the lender.