Direct Lenders, LLC mortgage approval rate & lending review
Direct Lenders, LLC decided 498 mortgage applications and funded 479 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Direct Lenders, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Direct Lenders, LLC at a glance
Approval is 10.0 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 414 / 424 | 100% | $325K | 414 |
| Investment property purchase | 89% | 25 / 28 | 100% | $185K | 25 |
Direct Lenders, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $325K | 481 | 463 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Direct Lenders, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cobb County, GA | Mortgage lenders | 98% | 132 | 129 |
| Paulding County, GA | Mortgage lenders | 100% | 80 | 80 |
| Carroll County, GA | Mortgage lenders | 97% | 64 | 62 |
| Bartow County, GA | Mortgage lenders | 100% | 25 | 25 |
The county markets where Direct Lenders, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Direct Lenders, LLC
What is Direct Lenders, LLC's mortgage approval rate?
Direct Lenders, LLC approved 96.2% of the 498 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.0 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Direct Lenders, LLC offers?
Borrowers accepted 100% of the loans Direct Lenders, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Direct Lenders, LLC make?
The typical home purchase mortgage loan Direct Lenders, LLC made was $325K; across all loan types its typical loan ran from $185K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Direct Lenders, LLC lend?
Direct Lenders, LLC decided applications in 4 of the states Fat Boy Data covers, most of them in Georgia, Alabama and Tennessee.
Can I apply to Direct Lenders, LLC directly?
Yes. Direct Lenders, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Direct Lenders, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Direct Lenders, LLC treats applications, then get a rate quote from the lender.