Ennkar, Inc. mortgage approval rate & lending review
Ennkar, Inc. decided 519 mortgage applications and funded 460 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ennkar, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to ennkar.com.
Ennkar, Inc. at a glance
Approval is 14.4 points above the 76.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Refinance | 91% | 463 / 509 | 97% | $245K | 451 |
Ennkar, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $455K | 250 | 223 |
| Florida | 86% | $215K | 83 | 70 |
| Texas | 86% | $125K | 56 | 48 |
| North Carolina | 89% | $125K | 28 | 25 |
| Arizona | 100% | $205K | 22 | 21 |
| Colorado | 90% | $165K | 21 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Ennkar, Inc.
What is Ennkar, Inc.'s mortgage approval rate?
Ennkar, Inc. approved 90.9% of the 519 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.4 points above the 76.5% national rate for the same mix of loan types.
How often do borrowers take the loan Ennkar, Inc. offers?
Borrowers accepted 97% of the loans Ennkar, Inc. approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ennkar, Inc. make?
The typical mortgage refinance loan Ennkar, Inc. made was $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ennkar, Inc. lend?
Ennkar, Inc. decided applications in 15 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Ennkar, Inc. directly?
Yes. Ennkar, Inc. reports as a direct lender that takes applications from borrowers. Its website is ennkar.com.
Does this page show Ennkar, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ennkar, Inc. treats applications, then get a rate quote from the lender.