Eureka Savings Bank mortgage approval rate & lending review
Eureka Savings Bank decided 280 mortgage applications and funded 259 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Eureka Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Eureka Savings Bank at a glance
Approval is 11.4 points above the 81.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 148 / 158 | 99% | $135K | 147 |
| Cash-out refinance | 94% | 33 / 35 | 97% | $85K | 32 |
| Investment property purchase | 97% | 37 / 38 | 100% | $75K | 37 |
Eureka Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $135K | 280 | 259 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Eureka Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| LaSalle County, IL | Mortgage lenders | 94% | 149 | 139 |
| LaSalle County, IL | Investment property purchase | 97% | 38 | 37 |
| LaSalle County, IL | Cash-out refinance | 94% | 35 | 32 |
The county markets where Eureka Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Eureka Savings Bank
What is Eureka Savings Bank's mortgage approval rate?
Eureka Savings Bank approved 93.2% of the 280 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 81.8% national rate for the same mix of loan types.
How often do borrowers take the loan Eureka Savings Bank offers?
Borrowers accepted 99% of the loans Eureka Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Eureka Savings Bank make?
The typical home purchase mortgage loan Eureka Savings Bank made was $135K; across all loan types its typical loan ran from $75K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Eureka Savings Bank lend?
Eureka Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Illinois.
Can I apply to Eureka Savings Bank directly?
Yes. Eureka Savings Bank is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Eureka Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Eureka Savings Bank treats applications, then get a rate quote from the lender.