Fall River Municipal Credit Union mortgage approval rate & lending review
Fall River Municipal Credit Union decided 547 mortgage applications and funded 361 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Fall River Municipal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Fall River Municipal Credit Union at a glance
Approval is 1.8 points below the 79.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 77% | 238 / 311 | 76% | $135K | 181 |
| Home improvement loans | 78% | 85 / 109 | 98% | $65K | 83 |
| Cash-out refinance | 81% | 46 / 57 | 96% | $105K | 44 |
| Refinance | 80% | 41 / 51 | 100% | $105K | 41 |
Fall River Municipal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 77% | $105K | 456 | 305 |
| Rhode Island | 77% | $105K | 91 | 56 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Fall River Municipal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Home improvement loans | 79% | 102 | 80 |
| Bristol County, MA | Mortgage lenders | 75% | 108 | 66 |
| Plymouth County, MA | Mortgage lenders | 79% | 101 | 57 |
| Kent County, RI | Mortgage lenders | 72% | 64 | 40 |
| Bristol County, MA | Cash-out refinance | 79% | 42 | 33 |
| Bristol County, MA | Refinance | 82% | 40 | 33 |
The county markets where Fall River Municipal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Fall River Municipal Credit Union
What is Fall River Municipal Credit Union's mortgage approval rate?
Fall River Municipal Credit Union approved 77.1% of the 547 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.8 points below the 79.0% national rate for the same mix of loan types.
How often do borrowers take the loan Fall River Municipal Credit Union offers?
Borrowers accepted 86% of the loans Fall River Municipal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Fall River Municipal Credit Union make?
The typical home purchase mortgage loan Fall River Municipal Credit Union made was $135K; across all loan types its typical loan ran from $65K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Fall River Municipal Credit Union lend?
Fall River Municipal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and Rhode Island.
Can I apply to Fall River Municipal Credit Union directly?
Yes. Fall River Municipal Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Fall River Municipal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Fall River Municipal Credit Union treats applications, then get a rate quote from the lender.