Family Savings Credit Union mortgage approval rate & lending review
Family Savings Credit Union decided 394 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Family Savings Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Family Savings Credit Union at a glance
Approval is 14.2 points above the 71.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 83% | 91 / 110 | 91% | $55K | 83 |
| Cash-out refinance | 81% | 73 / 90 | 92% | $105K | 67 |
| Refinance | 69% | 27 / 39 | 96% | $125K | 26 |
| Investment property purchase | 100% | 38 / 38 | 95% | $125K | 36 |
| Investment cash-out refinance | 100% | 85 / 85 | 99% | $125K | 84 |
Family Savings Credit Union lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Family Savings Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Etowah County, AL | Home improvement loans | 78% | 49 | 32 |
| Etowah County, AL | Cash-out refinance | 86% | 35 | 28 |
| Bartow County, GA | Home improvement loans | 87% | 31 | 26 |
| Bartow County, GA | Cash-out refinance | 73% | 30 | 18 |
| Bartow County, GA | Refinance | 80% | 20 | 15 |
The county markets where Family Savings Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Family Savings Credit Union
What is Family Savings Credit Union's mortgage approval rate?
Family Savings Credit Union approved 85.8% of the 394 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.2 points above the 71.6% national rate for the same mix of loan types.
How often do borrowers take the loan Family Savings Credit Union offers?
Borrowers accepted 94% of the loans Family Savings Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Family Savings Credit Union make?
The typical home improvement loan loan Family Savings Credit Union made was $55K; across all loan types its typical loan ran from $55K to $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Family Savings Credit Union lend?
Family Savings Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Alabama, Georgia and Florida.
Can I apply to Family Savings Credit Union directly?
Yes. Family Savings Credit Union is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Family Savings Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Family Savings Credit Union treats applications, then get a rate quote from the lender.