Lender profile · HMDA 2023–2025
Family Savings Credit Union mortgage approval rates & lending data
Family Savings Credit Union decided 394 mortgage applications and funded 319 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 83% | 91 / 110 | 91% | $55K | 83 |
| Cash-out refinance | 81% | 73 / 90 | 92% | $105K | 67 |
| Refinance | 69% | 27 / 39 | 96% | $125K | 26 |
| Investment property purchase | 100% | 38 / 38 | 95% | $125K | 36 |
| Investment cash-out refinance | 100% | 85 / 85 | 99% | $125K | 84 |
Family Savings Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 88% | $125K | 240 | 200 |
| Georgia | 82% | $125K | 149 | 115 |
| Florida | 100% | $285K | 4 | 3 |
| Mississippi | 100% | $145K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.