Financial Plus Credit Union (Illinois) mortgage approval rate & lending review
Financial Plus Credit Union (Illinois) decided 379 mortgage applications and funded 316 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Financial Plus Credit Union (Illinois) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Financial Plus Credit Union (Illinois) at a glance
Approval is 8.4 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 169 / 171 | 96% | $145K | 163 |
| Cash-out refinance | 83% | 59 / 71 | 93% | $95K | 55 |
| Refinance | 78% | 67 / 86 | 88% | $155K | 59 |
Financial Plus Credit Union (Illinois) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 89% | $145K | 379 | 316 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Financial Plus Credit Union (Illinois) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| LaSalle County, IL | Mortgage lenders | 99% | 153 | 145 |
| LaSalle County, IL | Refinance | 77% | 79 | 53 |
| LaSalle County, IL | Cash-out refinance | 83% | 66 | 51 |
| LaSalle County, IL | Investment property purchase | 91% | 22 | 18 |
The county markets where Financial Plus Credit Union (Illinois) made the most loans. Each link opens that market with every lender ranked.
Questions about Financial Plus Credit Union (Illinois)
What is Financial Plus Credit Union (Illinois)'s mortgage approval rate?
Financial Plus Credit Union (Illinois) approved 88.9% of the 379 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan Financial Plus Credit Union (Illinois) offers?
Borrowers accepted 94% of the loans Financial Plus Credit Union (Illinois) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Financial Plus Credit Union (Illinois) make?
The typical home purchase mortgage loan Financial Plus Credit Union (Illinois) made was $145K; across all loan types its typical loan ran from $95K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Financial Plus Credit Union (Illinois) lend?
Financial Plus Credit Union (Illinois) decided applications in 1 of the states Fat Boy Data covers, most of them in Illinois.
Can I apply to Financial Plus Credit Union (Illinois) directly?
Yes. Financial Plus Credit Union (Illinois) is a bank or credit union with 21 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Financial Plus Credit Union (Illinois)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Financial Plus Credit Union (Illinois) treats applications, then get a rate quote from the lender.