Financial Resources Federal Credit Union mortgage approval rate & lending review
Financial Resources Federal Credit Union decided 432 mortgage applications and funded 366 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Financial Resources Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Financial Resources Federal Credit Union at a glance
Approval is 5.5 points above the 79.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 205 / 216 | 100% | $475K | 205 |
| Home improvement loans | 61% | 61 / 100 | 98% | $55K | 60 |
| Refinance | 86% | 72 / 84 | 100% | $395K | 72 |
Financial Resources Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 82% | $475K | 286 | 233 |
| Pennsylvania | 89% | $425K | 47 | 42 |
| North Carolina | 93% | $555K | 28 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Financial Resources Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, NJ | Refinance | 86% | 21 | 18 |
| Somerset County, NJ | Home improvement loans | 52% | 25 | 13 |
The county markets where Financial Resources Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Financial Resources Federal Credit Union
What is Financial Resources Federal Credit Union's mortgage approval rate?
Financial Resources Federal Credit Union approved 85.0% of the 432 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.5 points above the 79.4% national rate for the same mix of loan types.
How often do borrowers take the loan Financial Resources Federal Credit Union offers?
Borrowers accepted 100% of the loans Financial Resources Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Financial Resources Federal Credit Union make?
The typical home purchase mortgage loan Financial Resources Federal Credit Union made was $475K; across all loan types its typical loan ran from $55K to $475K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Financial Resources Federal Credit Union lend?
Financial Resources Federal Credit Union decided applications in 22 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and North Carolina.
Can I apply to Financial Resources Federal Credit Union directly?
Yes. Financial Resources Federal Credit Union is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Financial Resources Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Financial Resources Federal Credit Union treats applications, then get a rate quote from the lender.