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refinance lenders · HMDA 2023–2025

Refinance lenders in Middlesex County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Middlesex County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,560 applications were decided by 287 lenders between 2023 and 2025.

Middlesex County at a glance

287Active lenders45 with 20+ decisions
75.8%Market approval rate4,973 of 6,560 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,679 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County75.8%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Middlesex County$315KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Middlesex County, NJ, 446 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $315K, 34% larger than the New Jersey typical of $235K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 30% approved of 33Discover Bank: 32% approved of 215Newrez LLC: 37% approved of 54Lakeview Loan Servicing, LLC: 40% approved of 91Spring Eq, LLC: 42% approved of 36Fulton Bank, National Association: 51% approved of 37Third Federal Savings And Loan Association Of Cleveland: 57% approved of 126Pentagon Federal Credit Union: 57% approved of 40Northfield Bank: 62% approved of 52Bank of America, National Association: 62% approved of 432Provident Bank: 63% approved of 137Manufacturers and Traders Trust Company: 67% approved of 49TD Bank, National Association: 69% approved of 364Columbia Bank: 71% approved of 73PNC Bank, National Association: 72% approved of 647Citizens Bank, National Association: 72% approved of 584Wells Fargo Bank, National Association: 74% approved of 77Cmg Mortgage, Inc.: 81% approved of 36Rocket Mortgage, LLC: 82% approved of 550Manasquan Bank: 82% approved of 22Pennymac Loan Services, LLC: 82% approved of 102Nationstar Mortgage LLC: 83% approved of 53Financial Resources Federal Credit Union: 86% approved of 21Amboy Bank: 86% approved of 209U.S. Bank National Association: 89% approved of 28Longbridge Financial, LLC: 89% approved of 28JPMorgan Chase Bank, National Association: 90% approved of 67United Wholesale Mortgage, LLC: 91% approved of 596Union Home Mortgage Corp.: 91% approved of 22Guaranteed Rate, Inc.: 91% approved of 23Loandepot.Com, LLC: 92% approved of 52Village Capital & Investment LLC: 92% approved of 66Freedom Mortgage Corporation: 93% approved of 88Crosscountry Mortgage, LLC: 94% approved of 87Mutual of Omaha Mortgage, Inc.: 95% approved of 55American Federal Mortgage Corporation: 95% approved of 37Lendage, LLC: 95% approved of 20Provident Funding Associates, L.P.: 96% approved of 24Finance of America Reverse LLC: 96% approved of 26Kwik Mortgage Corporation: 96% approved of 28Movement Mortgage, LLC: 97% approved of 29Absolute Home Mortgage Corporation: 97% approved of 38OceanFirst Bank, National Association: 98% approved of 113Nationwide Mortgage Bankers, Inc.: 100% approved of 43Paramount Residential Mortgage Group, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association72%464 / 64796%$195K446
2United Wholesale Mortgage, LLCBroker only91%541 / 59695%$505K514
3Citizens Bank, National Association72%423 / 58496%$235K408
4Rocket Mortgage, LLC82%450 / 55096%$435K430
5Bank of America, National Association62%267 / 43298%$165K262

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 282 more lenders.

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