refinance lenders · HMDA 2023–2025

Refinance lenders in Middlesex County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Middlesex County, New Jersey, home to New Brunswick, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,560 applications were decided by 287 lenders between 2023 and 2025.

Middlesex County at a glance

287Active lenders45 with 20+ decisions
75.8%Market approval rate4,973 of 6,560 decided
$315KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,679 loans funded

How Middlesex County compares

Approval rate compared
Middlesex County75.8%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Middlesex County$315KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Middlesex County, NJ, 446 of them.

Nationwide Mortgage Bankers, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $315K, 34% larger than the New Jersey typical of $235K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 33One lender: 32% approved of 215One lender: 37% approved of 54One lender: 40% approved of 91One lender: 42% approved of 36One lender: 51% approved of 37One lender: 57% approved of 126One lender: 57% approved of 40One lender: 62% approved of 52Bank of America, National Association: 62% approved of 432One lender: 63% approved of 137One lender: 67% approved of 49One lender: 69% approved of 364One lender: 71% approved of 73PNC Bank, National Association: 72% approved of 647Citizens Bank, National Association: 72% approved of 584One lender: 74% approved of 77One lender: 81% approved of 36Rocket Mortgage, LLC: 82% approved of 550One lender: 82% approved of 22One lender: 82% approved of 102One lender: 83% approved of 53One lender: 86% approved of 21One lender: 86% approved of 209One lender: 89% approved of 28One lender: 89% approved of 28One lender: 90% approved of 67United Wholesale Mortgage, LLC: 91% approved of 596One lender: 91% approved of 22One lender: 91% approved of 23One lender: 92% approved of 52One lender: 92% approved of 66One lender: 93% approved of 88One lender: 94% approved of 87One lender: 95% approved of 55One lender: 95% approved of 37One lender: 95% approved of 20One lender: 96% approved of 24One lender: 96% approved of 26One lender: 96% approved of 28One lender: 97% approved of 29One lender: 97% approved of 38One lender: 98% approved of 113One lender: 100% approved of 43One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Middlesex County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association72%464 / 64796%$195K446
2United Wholesale Mortgage, LLCBroker only91%541 / 59695%$505K514
3Citizens Bank, National Association72%423 / 58496%$235K408
4Rocket Mortgage, LLC82%450 / 55096%$435K430
5Bank of America, National Association62%267 / 43298%$165K262

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 282 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Middlesex County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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