Lender profile · HMDA 2023–2025
First Alliance Credit Union mortgage approval rates & lending data
First Alliance Credit Union decided 319 mortgage applications and funded 224 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 67% | 99 / 147 | 90% | $65K | 89 |
| Home improvement loans | 80% | 45 / 56 | 96% | $45K | 43 |
| Refinance | 77% | 55 / 71 | 93% | $85K | 51 |
First Alliance Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 75% | $65K | 314 | 220 |
| California | 100% | $315K | 4 | 4 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.