Lender profile · HMDA 2023–2025
First Citizens Community Bank mortgage approval rates & lending data
First Citizens Community Bank decided 1,488 mortgage applications and funded 1,382 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 1,139 / 1,221 | 100% | $275K | 1,139 |
| Cash-out refinance | 87% | 40 / 46 | 100% | $185K | 40 |
| Investment property purchase | 91% | 123 / 135 | 99% | $185K | 122 |
| Investment cash-out refinance | 84% | 21 / 25 | 100% | $175K | 21 |
First Citizens Community Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 93% | $255K | 1,209 | 1,129 |
| New Jersey | 91% | $295K | 176 | 160 |
| Delaware | 91% | $295K | 81 | 74 |
| South Carolina | 100% | $205K | 5 | 5 |
| Florida | 75% | $255K | 4 | 3 |
| Georgia | 67% | $115K | 3 | 2 |
| Nevada | 100% | $465K | 3 | 3 |
| New York | 100% | $485K | 2 | 2 |
| Texas | 100% | $295K | 2 | 2 |
| Illinois | 100% | $695K | 1 | 1 |
| Maryland | 100% | $275K | 1 | 1 |
| North Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.