First Community Bank (Arkansas) mortgage approval rate & lending review
First Community Bank (Arkansas) decided 1,532 mortgage applications and funded 1,428 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Community Bank (Arkansas) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Community Bank (Arkansas) at a glance
Approval is 9.6 points above the 83.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 706 / 762 | 100% | $235K | 706 |
| Home improvement loans | 88% | 29 / 33 | 100% | $55K | 29 |
| Cash-out refinance | 69% | 27 / 39 | 96% | $195K | 26 |
| Refinance | 81% | 80 / 99 | 100% | $175K | 80 |
| Investment property purchase | 99% | 450 / 455 | 100% | $125K | 450 |
| Investment refinance | 97% | 66 / 68 | 100% | $125K | 66 |
| Investment home improvement | 99% | 69 / 70 | 100% | $85K | 69 |
First Community Bank (Arkansas) lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Community Bank (Arkansas) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pulaski County, AR | Mortgage lenders | 92% | 185 | 171 |
| Faulkner County, AR | Mortgage lenders | 95% | 173 | 164 |
| Pulaski County, AR | Investment property purchase | 99% | 150 | 149 |
| Craighead County, AR | Mortgage lenders | 92% | 158 | 146 |
| Jasper County, MO | Mortgage lenders | 89% | 76 | 68 |
| Craighead County, AR | Investment property purchase | 96% | 67 | 64 |
| Jasper County, MO | Investment property purchase | 100% | 60 | 60 |
| Faulkner County, AR | Investment property purchase | 100% | 59 | 59 |
| Saline County, AR | Mortgage lenders | 97% | 58 | 56 |
| Sebastian County, AR | Investment property purchase | 100% | 46 | 46 |
| Washington County, AR | Mortgage lenders | 92% | 49 | 45 |
| Pulaski County, AR | Investment home improvement | 100% | 28 | 28 |
The county markets where First Community Bank (Arkansas) made the most loans. Each link opens that market with every lender ranked.
Questions about First Community Bank (Arkansas)
What is First Community Bank (Arkansas)'s mortgage approval rate?
First Community Bank (Arkansas) approved 93.3% of the 1,532 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 83.7% national rate for the same mix of loan types.
How often do borrowers take the loan First Community Bank (Arkansas) offers?
Borrowers accepted 100% of the loans First Community Bank (Arkansas) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Community Bank (Arkansas) make?
The typical home purchase mortgage loan First Community Bank (Arkansas) made was $235K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Community Bank (Arkansas) lend?
First Community Bank (Arkansas) decided applications in 18 of the states Fat Boy Data covers, most of them in Arkansas, Missouri and Texas.
Can I apply to First Community Bank (Arkansas) directly?
Yes. First Community Bank (Arkansas) is a bank or credit union with 161 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Community Bank (Arkansas)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Community Bank (Arkansas) treats applications, then get a rate quote from the lender.