Eagle Bank and Trust Company mortgage approval rate & lending review
Eagle Bank and Trust Company decided 4,414 mortgage applications and funded 4,151 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Eagle Bank and Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Eagle Bank and Trust Company at a glance
Approval is 8.1 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 3,719 / 3,906 | 99% | $245K | 3,696 |
| Cash-out refinance | 85% | 93 / 110 | 100% | $255K | 93 |
| Refinance | 86% | 83 / 96 | 98% | $235K | 81 |
| Investment property purchase | 97% | 239 / 246 | 98% | $165K | 234 |
| Investment cash-out refinance | 88% | 22 / 25 | 100% | $125K | 22 |
Eagle Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 93% | $225K | 2,207 | 2,035 |
| Louisiana | 94% | $195K | 798 | 748 |
| Idaho | 99% | $325K | 786 | 774 |
| Mississippi | 97% | $275K | 471 | 453 |
| Tennessee | 96% | $315K | 78 | 74 |
| Texas | 87% | $415K | 23 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Eagle Bank and Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ouachita Parish, LA | Mortgage lenders | 95% | 747 | 701 |
| Bonneville County, ID | Mortgage lenders | 99% | 687 | 679 |
| Pulaski County, AR | Mortgage lenders | 91% | 565 | 511 |
| Faulkner County, AR | Mortgage lenders | 94% | 523 | 490 |
| DeSoto County, MS | Mortgage lenders | 97% | 432 | 417 |
| Saline County, AR | Mortgage lenders | 95% | 438 | 413 |
| Benton County, AR | Mortgage lenders | 95% | 159 | 149 |
| Washington County, AR | Mortgage lenders | 95% | 132 | 126 |
| Pulaski County, AR | Investment property purchase | 96% | 71 | 66 |
| Bonneville County, ID | Investment property purchase | 100% | 33 | 33 |
| Bonneville County, ID | Cash-out refinance | 91% | 33 | 30 |
| Craighead County, AR | Mortgage lenders | 91% | 32 | 29 |
The county markets where Eagle Bank and Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Eagle Bank and Trust Company
What is Eagle Bank and Trust Company's mortgage approval rate?
Eagle Bank and Trust Company approved 94.8% of the 4,414 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Eagle Bank and Trust Company offers?
Borrowers accepted 99% of the loans Eagle Bank and Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Eagle Bank and Trust Company make?
The typical home purchase mortgage loan Eagle Bank and Trust Company made was $245K; across all loan types its typical loan ran from $125K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Eagle Bank and Trust Company lend?
Eagle Bank and Trust Company decided applications in 23 of the states Fat Boy Data covers, most of them in Arkansas, Louisiana and Idaho.
Can I apply to Eagle Bank and Trust Company directly?
Yes. Eagle Bank and Trust Company is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Eagle Bank and Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Eagle Bank and Trust Company treats applications, then get a rate quote from the lender.