Lender profile · HMDA 2023–2025
Arvest Bank mortgage approval rates & lending data
Arvest Bank decided 27,012 mortgage applications and funded 21,941 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 11,084 / 11,863 | 99% | $275K | 10,965 |
| Home improvement loans | 67% | 4,328 / 6,439 | 96% | $75K | 4,162 |
| Cash-out refinance | 76% | 1,593 / 2,086 | 98% | $195K | 1,560 |
| Refinance | 78% | 2,624 / 3,375 | 97% | $155K | 2,555 |
| Investment property purchase | 92% | 1,920 / 2,085 | 99% | $175K | 1,907 |
| Investment cash-out refinance | 62% | 95 / 154 | 95% | $155K | 90 |
| Investment refinance | 83% | 352 / 425 | 99% | $135K | 349 |
| Investment home improvement | 62% | 363 / 585 | 97% | $85K | 353 |
Arvest Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 83% | $225K | 14,728 | 12,051 |
| Oklahoma | 80% | $165K | 5,682 | 4,456 |
| Missouri | 84% | $255K | 3,566 | 2,955 |
| Kansas | 87% | $495K | 1,501 | 1,285 |
| Texas | 76% | $395K | 234 | 176 |
| Florida | 78% | $335K | 196 | 152 |
| California | 77% | $335K | 126 | 96 |
| Tennessee | 79% | $325K | 72 | 56 |
| North Carolina | 92% | $255K | 65 | 57 |
| Georgia | 77% | $355K | 62 | 48 |
| Illinois | 67% | $185K | 61 | 38 |
| Arizona | 82% | $235K | 60 | 49 |
| Indiana | 86% | $335K | 56 | 48 |
| Colorado | 75% | $325K | 51 | 37 |
| South Carolina | 76% | $315K | 51 | 38 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.