First Federal Bank of Louisiana mortgage approval rate & lending review
First Federal Bank of Louisiana decided 389 mortgage applications and funded 314 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Bank of Louisiana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Bank of Louisiana at a glance
Approval is 7.5 points above the 80.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 144 / 169 | 88% | $275K | 127 |
| Home improvement loans | 78% | 28 / 36 | 89% | $65K | 25 |
| Cash-out refinance | 80% | 28 / 35 | 96% | $165K | 27 |
| Investment property purchase | 93% | 40 / 43 | 88% | $105K | 35 |
| Investment refinance | 100% | 86 / 86 | 98% | $65K | 84 |
First Federal Bank of Louisiana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 88% | $105K | 386 | 311 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Bank of Louisiana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Calcasieu Parish, LA | Mortgage lenders | 86% | 154 | 116 |
| Calcasieu Parish, LA | Investment refinance | 100% | 67 | 65 |
| Calcasieu Parish, LA | Cash-out refinance | 84% | 32 | 26 |
| Calcasieu Parish, LA | Home improvement loans | 79% | 33 | 23 |
| Calcasieu Parish, LA | Investment property purchase | 90% | 29 | 23 |
The county markets where First Federal Bank of Louisiana made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Bank of Louisiana
What is First Federal Bank of Louisiana's mortgage approval rate?
First Federal Bank of Louisiana approved 88.2% of the 389 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.5 points above the 80.7% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Bank of Louisiana offers?
Borrowers accepted 92% of the loans First Federal Bank of Louisiana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Bank of Louisiana make?
The typical home purchase mortgage loan First Federal Bank of Louisiana made was $275K; across all loan types its typical loan ran from $65K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Bank of Louisiana lend?
First Federal Bank of Louisiana decided applications in 2 of the states Fat Boy Data covers, most of them in Louisiana and Texas.
Can I apply to First Federal Bank of Louisiana directly?
Yes. First Federal Bank of Louisiana is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Bank of Louisiana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Bank of Louisiana treats applications, then get a rate quote from the lender.