First Federal Savings Bank (Illinois) mortgage approval rate & lending review
First Federal Savings Bank (Illinois) decided 629 mortgage applications and funded 579 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Federal Savings Bank (Illinois) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Federal Savings Bank (Illinois) at a glance
Approval is 11.6 points above the 82.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 365 / 386 | 96% | $215K | 352 |
| Home improvement loans | 100% | 45 / 45 | 100% | $55K | 45 |
| Cash-out refinance | 98% | 61 / 62 | 98% | $125K | 60 |
| Investment property purchase | 86% | 74 / 86 | 99% | $145K | 73 |
First Federal Savings Bank (Illinois) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $215K | 608 | 561 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Federal Savings Bank (Illinois) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| LaSalle County, IL | Mortgage lenders | 89% | 144 | 126 |
| LaSalle County, IL | Investment property purchase | 91% | 23 | 21 |
| DeKalb County, IL | Mortgage lenders | 95% | 22 | 20 |
| LaSalle County, IL | Cash-out refinance | 95% | 20 | 19 |
The county markets where First Federal Savings Bank (Illinois) made the most loans. Each link opens that market with every lender ranked.
Questions about First Federal Savings Bank (Illinois)
What is First Federal Savings Bank (Illinois)'s mortgage approval rate?
First Federal Savings Bank (Illinois) approved 94.4% of the 629 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 82.9% national rate for the same mix of loan types.
How often do borrowers take the loan First Federal Savings Bank (Illinois) offers?
Borrowers accepted 97% of the loans First Federal Savings Bank (Illinois) approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Federal Savings Bank (Illinois) make?
The typical home purchase mortgage loan First Federal Savings Bank (Illinois) made was $215K; across all loan types its typical loan ran from $55K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Federal Savings Bank (Illinois) lend?
First Federal Savings Bank (Illinois) decided applications in 7 of the states Fat Boy Data covers, most of them in Illinois, Florida and Wisconsin.
Can I apply to First Federal Savings Bank (Illinois) directly?
Yes. First Federal Savings Bank (Illinois) is a bank or credit union with 36 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Federal Savings Bank (Illinois)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Federal Savings Bank (Illinois) treats applications, then get a rate quote from the lender.