Lender profile · HMDA 2023–2025
First Financial Bank, National Association mortgage approval rates & lending data
First Financial Bank, National Association decided 2,116 mortgage applications and funded 1,571 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 598 / 703 | 88% | $155K | 527 |
| Home improvement loans | 72% | 442 / 610 | 94% | $45K | 416 |
| Cash-out refinance | 68% | 68 / 100 | 87% | $115K | 59 |
| Refinance | 84% | 407 / 484 | 94% | $45K | 384 |
| Investment property purchase | 94% | 119 / 127 | 98% | $95K | 117 |
| Investment refinance | 78% | 36 / 46 | 97% | $125K | 35 |
| Investment home improvement | 78% | 31 / 40 | 90% | $45K | 28 |
First Financial Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 81% | $45K | 1,713 | 1,283 |
| Tennessee | 78% | $235K | 160 | 114 |
| Illinois | 79% | $115K | 148 | 104 |
| Kentucky | 76% | $215K | 67 | 47 |
| Florida | 100% | $365K | 11 | 11 |
| Ohio | 100% | $185K | 3 | 3 |
| Alabama | 100% | $205K | 2 | 2 |
| Michigan | 50% | $415K | 2 | 1 |
| Texas | 50% | — | 2 | 0 |
| Arizona | 100% | $455K | 1 | 1 |
| California | 0% | — | 1 | 0 |
| Colorado | 100% | $555K | 1 | 1 |
| Georgia | 100% | $305K | 1 | 1 |
| Mississippi | 0% | — | 1 | 0 |
| New Mexico | 100% | $485K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.