First Harrison Bank mortgage approval rate & lending review
First Harrison Bank decided 308 mortgage applications and funded 241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Harrison Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Harrison Bank at a glance
Approval is 1.1 points above the 78.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 87 / 94 | 99% | $205K | 86 |
| Home improvement loans | 63% | 31 / 49 | 100% | $55K | 31 |
| Cash-out refinance | 76% | 28 / 37 | 100% | $155K | 28 |
| Investment property purchase | 79% | 54 / 68 | 94% | $115K | 51 |
| Investment refinance | 65% | 17 / 26 | 100% | $115K | 17 |
First Harrison Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Harrison Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Clark County, IN | Mortgage lenders | 98% | 62 | 60 |
| Jefferson County, KY | Investment property purchase | 73% | 37 | 27 |
| Clark County, IN | Home improvement loans | 64% | 39 | 25 |
| Clark County, IN | Investment property purchase | 86% | 28 | 22 |
| Clark County, IN | Cash-out refinance | 71% | 24 | 17 |
| Jefferson County, KY | Investment refinance | 61% | 23 | 14 |
The county markets where First Harrison Bank made the most loans. Each link opens that market with every lender ranked.
Questions about First Harrison Bank
What is First Harrison Bank's mortgage approval rate?
First Harrison Bank approved 79.5% of the 308 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.1 points above the 78.5% national rate for the same mix of loan types.
How often do borrowers take the loan First Harrison Bank offers?
Borrowers accepted 98% of the loans First Harrison Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Harrison Bank make?
The typical home purchase mortgage loan First Harrison Bank made was $205K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Harrison Bank lend?
First Harrison Bank decided applications in 5 of the states Fat Boy Data covers, most of them in Indiana, Kentucky and Florida.
Can I apply to First Harrison Bank directly?
Yes. First Harrison Bank is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Harrison Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Harrison Bank treats applications, then get a rate quote from the lender.