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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Jefferson County, Kentucky

Fat Boy Data analyzed investment property refinance activity in Jefferson County, Kentucky, home to Louisville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,223 applications were decided by 129 lenders between 2023 and 2025.

Jefferson County at a glance

129Active lenders16 with 20+ decisions
81.9%Market approval rate1,002 of 1,223 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up952 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County81.9%Kentucky86.2%All 616 counties77.7%
Typical loan compared
Jefferson County$145KKentucky$155KAll 616 counties$235K

What the data shows

Stock Yards Bank & Trust Company made the most investment property refinances in Jefferson County, KY, 84 of them.

Wilson & Muir Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 52.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 32One lender: 61% approved of 23United Wholesale Mortgage, LLC: 71% approved of 70Kiavi Funding, Inc.: 74% approved of 66One lender: 83% approved of 41River City Bank, Inc.: 87% approved of 75One lender: 88% approved of 25Stock Yards Bank & Trust Company: 92% approved of 95Northpointe Bank: 92% approved of 72One lender: 92% approved of 61One lender: 95% approved of 22One lender: 98% approved of 44One lender: 100% approved of 52One lender: 100% approved of 47One lender: 100% approved of 32One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Stock Yards Bank & Trust Company92%87 / 9597%$155K84
2River City Bank, Inc.87%65 / 7594%$125K61
3Northpointe Bank92%66 / 7295%$125K63
4United Wholesale Mortgage, LLCBroker only71%50 / 7098%$155K49
5Kiavi Funding, Inc.74%49 / 66100%$125K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 124 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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