First IC Corporation mortgage approval rate & lending review
First IC Corporation decided 343 mortgage applications and funded 331 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First IC Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First IC Corporation at a glance
Approval is 9.9 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 213 / 220 | 100% | $305K | 213 |
| Investment property purchase | 97% | 90 / 93 | 100% | $295K | 90 |
First IC Corporation lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First IC Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Gwinnett County, GA | Investment property purchase | 100% | 21 | 21 |
The county markets where First IC Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about First IC Corporation
What is First IC Corporation's mortgage approval rate?
First IC Corporation approved 96.5% of the 343 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan First IC Corporation offers?
Borrowers accepted 100% of the loans First IC Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First IC Corporation make?
The typical home purchase mortgage loan First IC Corporation made was $305K; across all loan types its typical loan ran from $295K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First IC Corporation lend?
First IC Corporation decided applications in 29 of the states Fat Boy Data covers, most of them in Georgia, New York and Florida.
Can I apply to First IC Corporation directly?
Yes. First IC Corporation reports as a direct lender that takes applications from borrowers.
Does this page show First IC Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First IC Corporation treats applications, then get a rate quote from the lender.