First N.A.tions Home Finance Corporation mortgage approval rate & lending review
First N.A.tions Home Finance Corporation decided 665 mortgage applications and funded 523 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First N.A.tions Home Finance Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to fnhf.com.
First N.A.tions Home Finance Corporation at a glance
Approval is 3.9 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 460 / 507 | 88% | $285K | 405 |
| Cash-out refinance | 83% | 50 / 60 | 86% | $205K | 43 |
| Investment property purchase | 89% | 50 / 56 | 90% | $165K | 45 |
| Investment cash-out refinance | 69% | 20 / 29 | 95% | $255K | 19 |
First N.A.tions Home Finance Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 89% | $285K | 644 | 506 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First N.A.tions Home Finance Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Bernardino County, CA | Mortgage lenders | 89% | 346 | 274 |
| San Bernardino County, CA | Investment property purchase | 88% | 40 | 32 |
The county markets where First N.A.tions Home Finance Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about First N.A.tions Home Finance Corporation
What is First N.A.tions Home Finance Corporation's mortgage approval rate?
First N.A.tions Home Finance Corporation approved 88.9% of the 665 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.9 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan First N.A.tions Home Finance Corporation offers?
Borrowers accepted 88% of the loans First N.A.tions Home Finance Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First N.A.tions Home Finance Corporation make?
The typical home purchase mortgage loan First N.A.tions Home Finance Corporation made was $285K; across all loan types its typical loan ran from $165K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First N.A.tions Home Finance Corporation lend?
First N.A.tions Home Finance Corporation decided applications in 4 of the states Fat Boy Data covers, most of them in California, Arizona and Colorado.
Can I apply to First N.A.tions Home Finance Corporation directly?
Yes. First N.A.tions Home Finance Corporation reports as a direct lender that takes applications from borrowers. Its website is fnhf.com.
Does this page show First N.A.tions Home Finance Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First N.A.tions Home Finance Corporation treats applications, then get a rate quote from the lender.