First National Bank (Arkansas) mortgage approval rate & lending review
First National Bank (Arkansas) decided 488 mortgage applications and funded 410 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First National Bank (Arkansas) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First National Bank (Arkansas) at a glance
Approval is 16.4 points above the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 138 / 141 | 74% | $275K | 102 |
| Home improvement loans | 100% | 30 / 30 | 97% | $35K | 29 |
| Refinance | 96% | 64 / 67 | 84% | $65K | 54 |
| Investment property purchase | 99% | 184 / 186 | 90% | $235K | 165 |
| Investment refinance | 100% | 36 / 36 | 100% | $265K | 36 |
| Investment home improvement | 96% | 26 / 27 | 92% | $65K | 24 |
First National Bank (Arkansas) lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First National Bank (Arkansas) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Craighead County, AR | Investment property purchase | 99% | 77 | 69 |
| Craighead County, AR | Mortgage lenders | 98% | 92 | 66 |
| Sumner County, TN | Investment property purchase | 100% | 51 | 45 |
| Sumner County, TN | Refinance | 96% | 27 | 23 |
| Craighead County, AR | Refinance | 100% | 26 | 22 |
The county markets where First National Bank (Arkansas) made the most loans. Each link opens that market with every lender ranked.
Questions about First National Bank (Arkansas)
What is First National Bank (Arkansas)'s mortgage approval rate?
First National Bank (Arkansas) approved 98.2% of the 488 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.4 points above the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan First National Bank (Arkansas) offers?
Borrowers accepted 86% of the loans First National Bank (Arkansas) approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First National Bank (Arkansas) make?
The typical investment property mortgage loan First National Bank (Arkansas) made was $235K; across all loan types its typical loan ran from $35K to $275K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First National Bank (Arkansas) lend?
First National Bank (Arkansas) decided applications in 7 of the states Fat Boy Data covers, most of them in Arkansas, Tennessee and Missouri.
Can I apply to First National Bank (Arkansas) directly?
Yes. First National Bank (Arkansas) is a bank or credit union with 114 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First National Bank (Arkansas)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First National Bank (Arkansas) treats applications, then get a rate quote from the lender.