First National Bank of Pulaski mortgage approval rate & lending review
First National Bank of Pulaski decided 313 mortgage applications and funded 298 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First National Bank of Pulaski reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First National Bank of Pulaski at a glance
Approval is 12.5 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 160 / 165 | 99% | $335K | 158 |
| Refinance | 94% | 46 / 49 | 98% | $115K | 45 |
| Investment property purchase | 100% | 57 / 57 | 96% | $215K | 55 |
| Investment refinance | 100% | 34 / 34 | 100% | $205K | 34 |
First National Bank of Pulaski lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First National Bank of Pulaski lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Limestone County, AL | Mortgage lenders | 96% | 103 | 99 |
| Madison County, AL | Investment refinance | 100% | 20 | 20 |
| Limestone County, AL | Refinance | 90% | 20 | 18 |
The county markets where First National Bank of Pulaski made the most loans. Each link opens that market with every lender ranked.
Questions about First National Bank of Pulaski
What is First National Bank of Pulaski's mortgage approval rate?
First National Bank of Pulaski approved 96.8% of the 313 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.5 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan First National Bank of Pulaski offers?
Borrowers accepted 98% of the loans First National Bank of Pulaski approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First National Bank of Pulaski make?
The typical home purchase mortgage loan First National Bank of Pulaski made was $335K; across all loan types its typical loan ran from $115K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First National Bank of Pulaski lend?
First National Bank of Pulaski decided applications in 4 of the states Fat Boy Data covers, most of them in Alabama, Tennessee and Georgia.
Can I apply to First National Bank of Pulaski directly?
Yes. First National Bank of Pulaski is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First National Bank of Pulaski's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First National Bank of Pulaski treats applications, then get a rate quote from the lender.