Lender profile · HMDA 2023–2025
First National Bank (South Dakota) mortgage approval rates & lending data
First National Bank (South Dakota) decided 291 mortgage applications and funded 270 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 139 / 148 | 100% | $295K | 139 |
| Investment property purchase | 97% | 74 / 76 | 100% | $325K | 74 |
First National Bank (South Dakota) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 94% | $295K | 104 | 98 |
| Colorado | 90% | $355K | 81 | 73 |
| Wyoming | 97% | $355K | 36 | 35 |
| Minnesota | 100% | $345K | 35 | 35 |
| Florida | 100% | $265K | 6 | 6 |
| Nevada | 67% | $385K | 6 | 4 |
| Illinois | 100% | $105K | 4 | 4 |
| Arizona | 100% | $295K | 3 | 3 |
| Arkansas | 100% | $165K | 2 | 2 |
| Iowa | 100% | $175K | 2 | 2 |
| Nebraska | 100% | $65K | 2 | 2 |
| California | 0% | — | 1 | 0 |
| Kansas | 100% | $135K | 1 | 1 |
| Maryland | 100% | $305K | 1 | 1 |
| Massachusetts | 100% | $415K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.