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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Pennington County, South Dakota

Fat Boy Data analyzed home purchase mortgage activity in Pennington County, South Dakota, home to Rapid City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,595 applications were decided by 167 lenders between 2023 and 2025.

Pennington County at a glance

167Active lenders32 with 20+ decisions
91.9%Market approval rate4,221 of 4,595 decided
$305KTypical loanmedian lender, $10K brackets
97%Borrower take-up4,082 loans funded

How Pennington County compares

Approval rate compared
Pennington County91.9%South Dakota91.7%All 616 counties87.6%
Typical loan compared
Pennington County$305KSouth Dakota$275KAll 616 counties$335K

What the data shows

Cmg Mortgage, Inc. made the most home purchase mortgages in Pennington County, SD, 872 of them.

American Neighborhood Mortgage Acceptance Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 69.

The typical home purchase mortgage here is $305K, 11% larger than the South Dakota typical of $275K.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%One lender: 13% approved of 53One lender: 43% approved of 56One lender: 73% approved of 172One lender: 73% approved of 33One lender: 84% approved of 38One lender: 85% approved of 97One lender: 85% approved of 40One lender: 86% approved of 29Black Hills Federal Credit Union: 87% approved of 399One lender: 88% approved of 66One lender: 89% approved of 57One lender: 90% approved of 110One lender: 92% approved of 24One lender: 92% approved of 160One lender: 93% approved of 54Gateway First Bank: 94% approved of 297One lender: 95% approved of 234One lender: 95% approved of 22One lender: 95% approved of 22One lender: 96% approved of 53Plains Commerce Bank: 97% approved of 364One lender: 97% approved of 92United Wholesale Mortgage, LLC: 97% approved of 310One lender: 97% approved of 66One lender: 97% approved of 103One lender: 99% approved of 72Cmg Mortgage, Inc.: 100% approved of 936One lender: 100% approved of 69One lender: 100% approved of 35One lender: 100% approved of 35One lender: 100% approved of 22One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Pennington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cmg Mortgage, Inc.100%934 / 93693%$315K872
2Black Hills Federal Credit Union87%347 / 39993%$275K324
3Plains Commerce Bank97%352 / 364100%$295K352
4United Wholesale Mortgage, LLCBroker only97%300 / 31099%$305K298
5Gateway First Bank94%279 / 297100%$255K279

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 162 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Pennington County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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