First Savings Bank of Hegewisch mortgage approval rate & lending review
First Savings Bank of Hegewisch decided 285 mortgage applications and funded 189 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Savings Bank of Hegewisch reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Savings Bank of Hegewisch at a glance
Approval is 13.4 points below the 82.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 74% | 134 / 182 | 97% | $265K | 130 |
| Home improvement loans | 69% | 20 / 29 | 95% | $35K | 19 |
| Refinance | 56% | 41 / 73 | 95% | $215K | 39 |
First Savings Bank of Hegewisch lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Savings Bank of Hegewisch lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lake County, IN | Mortgage lenders | 76% | 95 | 71 |
| Lake County, IN | Refinance | 63% | 38 | 23 |
The county markets where First Savings Bank of Hegewisch made the most loans. Each link opens that market with every lender ranked.
Questions about First Savings Bank of Hegewisch
What is First Savings Bank of Hegewisch's mortgage approval rate?
First Savings Bank of Hegewisch approved 68.8% of the 285 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points below the 82.2% national rate for the same mix of loan types.
How often do borrowers take the loan First Savings Bank of Hegewisch offers?
Borrowers accepted 96% of the loans First Savings Bank of Hegewisch approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Savings Bank of Hegewisch make?
The typical home purchase mortgage loan First Savings Bank of Hegewisch made was $265K; across all loan types its typical loan ran from $35K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Savings Bank of Hegewisch lend?
First Savings Bank of Hegewisch decided applications in 2 of the states Fat Boy Data covers, most of them in Indiana and Illinois.
Can I apply to First Savings Bank of Hegewisch directly?
Yes. First Savings Bank of Hegewisch is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Savings Bank of Hegewisch's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Savings Bank of Hegewisch treats applications, then get a rate quote from the lender.