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refinance lenders · HMDA 2023–2025

Refinance lenders in Lake County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Lake County, Indiana, home to Hammond, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,324 applications were decided by 235 lenders between 2023 and 2025.

Lake County at a glance

235Active lenders41 with 20+ decisions
78.3%Market approval rate3,386 of 4,324 decided
$145KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,161 loans funded

How Lake County compares

Approval rate compared
Lake County78.3%Indiana80.2%All 616 counties76.5%
Typical loan compared
Lake County$145KIndiana$145KAll 616 counties$295K

What the data shows

Centier Bank made the most mortgage refinances in Lake County, IN, 334 of them.

Fairway Independent Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 32.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 38% approved of 114One lender: 42% approved of 65One lender: 46% approved of 24One lender: 50% approved of 22One lender: 56% approved of 70One lender: 63% approved of 38One lender: 67% approved of 57Old National Bank: 68% approved of 223One lender: 70% approved of 53One lender: 70% approved of 20One lender: 70% approved of 27One lender: 71% approved of 24One lender: 71% approved of 24One lender: 71% approved of 90One lender: 73% approved of 44One lender: 76% approved of 33One lender: 76% approved of 193First Merchants Bank: 76% approved of 246One lender: 78% approved of 27Centier Bank: 78% approved of 465One lender: 79% approved of 33Rocket Mortgage, LLC: 79% approved of 261One lender: 82% approved of 28One lender: 83% approved of 63One lender: 86% approved of 200One lender: 88% approved of 65One lender: 88% approved of 25One lender: 90% approved of 50One lender: 90% approved of 152One lender: 90% approved of 103One lender: 91% approved of 43One lender: 91% approved of 23One lender: 93% approved of 59One lender: 95% approved of 20One lender: 95% approved of 41One lender: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 208One lender: 96% approved of 190One lender: 96% approved of 27One lender: 100% approved of 32One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Centier Bank78%365 / 46592%$65K334
2Rocket Mortgage, LLC79%206 / 26189%$225K184
3First Merchants Bank76%188 / 24699%$95K186
4Old National Bank68%151 / 22395%$95K144
5Freedom Mortgage Corporation96%199 / 20886%$245K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 230 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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