Lender profile · HMDA 2023–2025
First Security Bank and Trust Company mortgage approval rates & lending data
First Security Bank and Trust Company decided 482 mortgage applications and funded 474 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 98% | 434 / 441 | 100% | $125K | 434 |
| Investment cash-out refinance | 100% | 31 / 31 | 100% | $125K | 31 |
First Security Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 98% | $125K | 480 | 472 |
| Arkansas | 100% | $305K | 1 | 1 |
| California | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.