Lender profile · HMDA 2023–2025
First Standard Financial Corp. mortgage approval rates & lending data
First Standard Financial Corp. decided 993 mortgage applications and funded 993 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 622 / 622 | 100% | $595K | 622 |
| Cash-out refinance | 100% | 141 / 141 | 100% | $505K | 141 |
| Refinance | 100% | 99 / 99 | 100% | $635K | 99 |
| Investment property purchase | 100% | 90 / 90 | 100% | $585K | 90 |
| Investment cash-out refinance | 100% | 27 / 27 | 100% | $615K | 27 |
First Standard Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $595K | 933 | 933 |
| New Jersey | 100% | $605K | 27 | 27 |
| Texas | 100% | $435K | 24 | 24 |
| Washington | 100% | $345K | 5 | 5 |
| Arizona | 100% | $335K | 4 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.