First Standard Financial Corp. mortgage approval rate & lending review
First Standard Financial Corp. decided 993 mortgage applications and funded 993 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Standard Financial Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Standard Financial Corp. at a glance
Approval is 16.8 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 622 / 622 | 100% | $595K | 622 |
| Cash-out refinance | 100% | 141 / 141 | 100% | $505K | 141 |
| Refinance | 100% | 99 / 99 | 100% | $635K | 99 |
| Investment property purchase | 100% | 90 / 90 | 100% | $585K | 90 |
| Investment cash-out refinance | 100% | 27 / 27 | 100% | $615K | 27 |
First Standard Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $595K | 933 | 933 |
| New Jersey | 100% | $605K | 27 | 27 |
| Texas | 100% | $435K | 24 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about First Standard Financial Corp.
What is First Standard Financial Corp.'s mortgage approval rate?
First Standard Financial Corp. approved 100.0% of the 993 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.8 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan First Standard Financial Corp. offers?
Borrowers accepted 100% of the loans First Standard Financial Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Standard Financial Corp. make?
The typical home purchase mortgage loan First Standard Financial Corp. made was $595K; across all loan types its typical loan ran from $505K to $635K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Standard Financial Corp. lend?
First Standard Financial Corp. decided applications in 5 of the states Fat Boy Data covers, most of them in California, New Jersey and Texas.
Can I apply to First Standard Financial Corp. directly?
Yes. First Standard Financial Corp. reports as a direct lender that takes applications from borrowers.
Does this page show First Standard Financial Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Standard Financial Corp. treats applications, then get a rate quote from the lender.