First State Bank Of Forrest mortgage approval rate & lending review
First State Bank Of Forrest decided 271 mortgage applications and funded 257 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First State Bank Of Forrest reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First State Bank Of Forrest at a glance
Approval is 15.8 points above the 80.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 98 / 106 | 97% | $125K | 95 |
| Cash-out refinance | 97% | 28 / 29 | 100% | $35K | 28 |
| Investment property purchase | 100% | 67 / 67 | 100% | $75K | 67 |
First State Bank Of Forrest lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $75K | 254 | 240 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First State Bank Of Forrest lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Peoria County, IL | Mortgage lenders | 94% | 31 | 28 |
| McLean County, IL | Mortgage lenders | 89% | 27 | 22 |
| Champaign County, IL | Investment property purchase | 100% | 21 | 21 |
| Champaign County, IL | Mortgage lenders | 86% | 22 | 19 |
The county markets where First State Bank Of Forrest made the most loans. Each link opens that market with every lender ranked.
Questions about First State Bank Of Forrest
What is First State Bank Of Forrest's mortgage approval rate?
First State Bank Of Forrest approved 95.9% of the 271 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.8 points above the 80.1% national rate for the same mix of loan types.
How often do borrowers take the loan First State Bank Of Forrest offers?
Borrowers accepted 99% of the loans First State Bank Of Forrest approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First State Bank Of Forrest make?
The typical home purchase mortgage loan First State Bank Of Forrest made was $125K; across all loan types its typical loan ran from $35K to $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First State Bank Of Forrest lend?
First State Bank Of Forrest decided applications in 6 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Florida.
Can I apply to First State Bank Of Forrest directly?
Yes. First State Bank Of Forrest is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First State Bank Of Forrest's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First State Bank Of Forrest treats applications, then get a rate quote from the lender.