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mortgage lenders · HMDA 2023–2025

Mortgage lenders in McLean County, Illinois

Fat Boy Data analyzed home purchase mortgage activity in McLean County, Illinois to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,924 applications were decided by 258 lenders between 2023 and 2025.

McLean County at a glance

258Active lenders41 with 20+ decisions
91.7%Market approval rate5,433 of 5,924 decided
$215KTypical loanmedian lender, $10K brackets
99%Borrower take-up5,354 loans funded

How McLean County compares

Approval rate compared
McLean County91.7%Illinois89.1%All 616 counties87.6%
Typical loan compared
McLean County$215KIllinois$285KAll 616 counties$335K

What the data shows

First State Mortgage Services, LLC made the most home purchase mortgages in McLean County, IL, 1,735 of them.

That is 32% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Point Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 153.

The typical home purchase mortgage here is $215K, 25% smaller than the Illinois typical of $285K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Vanderbilt Mortgage and Finance, Inc.: 9% approved of 2321St Mortgage Corporation: 23% approved of 135Triad Financial Services, Inc.: 38% approved of 79GREENSTATE Credit Union: 45% approved of 20USAA Federal Savings Bank: 56% approved of 27First State Bank: 77% approved of 22First State Bank and Trust: 85% approved of 33U.S. Bank National Association: 88% approved of 106First State Bank Of Forrest: 89% approved of 27Mortgage Research Center, LLC: 89% approved of 109Synergy One Lending, Inc.: 89% approved of 111Rocket Mortgage, LLC: 89% approved of 158JPMorgan Chase Bank, National Association: 90% approved of 96American Pacific Mortgage Corporation: 90% approved of 82The Loan Store, Inc.: 90% approved of 21Busey Bank: 91% approved of 140United Wholesale Mortgage, LLC: 91% approved of 113PNC Bank, National Association: 93% approved of 156Wells Fargo Bank, National Association: 93% approved of 30Navy Federal Credit Union: 94% approved of 31INB, National Association: 94% approved of 65Flat Branch Mortgage, Inc.: 94% approved of 120Heartland Bank And Trust Company: 95% approved of 112Guild Mortgage Company LLC: 95% approved of 84Barrington Bank & Trust Company, National Association: 95% approved of 21Morton Community Bank: 96% approved of 158Guaranteed Rate, Inc.: 97% approved of 30Citizens Equity First Credit Union: 97% approved of 255Ixonia Bank: 97% approved of 159Bank of Pontiac: 98% approved of 46Compass Mortgage, Inc.: 98% approved of 248First State Mortgage Services, LLC: 98% approved of 1,768Flanagan State Bank: 99% approved of 67IAA Credit Union: 99% approved of 101Point Mortgage Corporation: 100% approved of 153Illinois State Credit Union: 100% approved of 133New American Funding, LLC: 100% approved of 41Fairway Independent Mortgage Corporation: 100% approved of 34Prairie State Bank and Trust: 100% approved of 30Provident Funding Associates, L.P.: 100% approved of 28Flagstar Bank, National Association: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in McLean County

LenderApprovalApprovedTaken upTypical loanLoans made
1First State Mortgage Services, LLC98%1,739 / 1,768100%$215K1,735
2Citizens Equity First Credit Union97%247 / 255100%$215K247
3Compass Mortgage, Inc.98%243 / 248100%$175K242
4Ixonia Bank97%154 / 15999%$165K152
5Rocket Mortgage, LLC89%141 / 158100%$225K141

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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Nearby markets

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