First Western Bank mortgage approval rate & lending review
First Western Bank decided 289 mortgage applications and funded 286 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions First Western Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
First Western Bank at a glance
Approval is 15.1 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 223 / 223 | 100% | $335K | 222 |
| Investment refinance | 100% | 29 / 29 | 97% | $265K | 28 |
First Western Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 100% | $335K | 289 | 286 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where First Western Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Benton County, AR | Investment property purchase | 100% | 165 | 165 |
| Washington County, AR | Investment property purchase | 100% | 34 | 33 |
| Sebastian County, AR | Investment property purchase | 100% | 23 | 23 |
The county markets where First Western Bank made the most loans. Each link opens that market with every lender ranked.
Questions about First Western Bank
What is First Western Bank's mortgage approval rate?
First Western Bank approved 99.7% of the 289 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan First Western Bank offers?
Borrowers accepted 99% of the loans First Western Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does First Western Bank make?
The typical investment property mortgage loan First Western Bank made was $335K; across all loan types its typical loan ran from $265K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does First Western Bank lend?
First Western Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Arkansas.
Can I apply to First Western Bank directly?
Yes. First Western Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show First Western Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how First Western Bank treats applications, then get a rate quote from the lender.