Firsttrust Home Loans, Inc. mortgage approval rate & lending review
Firsttrust Home Loans, Inc. decided 3,287 mortgage applications and funded 2,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Firsttrust Home Loans, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to firsttrusthomeloans.com.
Firsttrust Home Loans, Inc. at a glance
Approval is 12.2 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 2,563 / 2,589 | 68% | $205K | 1,749 |
| Cash-out refinance | 100% | 46 / 46 | 85% | $275K | 39 |
| Refinance | 99% | 158 / 159 | 78% | $355K | 123 |
| Investment property purchase | 98% | 446 / 455 | 51% | $75K | 228 |
Firsttrust Home Loans, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arkansas | 99% | $205K | 2,040 | 1,435 |
| Tennessee | 99% | $375K | 604 | 354 |
| Alabama | 96% | $275K | 205 | 92 |
| Ohio | 99% | $55K | 130 | 47 |
| Louisiana | 96% | $215K | 93 | 58 |
| Oklahoma | 99% | $255K | 93 | 84 |
| Missouri | 98% | $135K | 45 | 40 |
| Mississippi | 100% | $265K | 24 | 17 |
| Texas | 100% | $305K | 21 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Firsttrust Home Loans, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pulaski County, AR | Mortgage lenders | 99% | 559 | 351 |
| Saline County, AR | Mortgage lenders | 100% | 426 | 297 |
| Faulkner County, AR | Mortgage lenders | 100% | 323 | 246 |
| Sumner County, TN | Mortgage lenders | 100% | 209 | 116 |
| Craighead County, AR | Mortgage lenders | 99% | 154 | 108 |
| Garland County, AR | Mortgage lenders | 100% | 133 | 105 |
| Sebastian County, AR | Mortgage lenders | 100% | 97 | 84 |
| Benton County, AR | Mortgage lenders | 100% | 64 | 45 |
| Pulaski County, AR | Investment property purchase | 97% | 33 | 27 |
| Washington County, AR | Mortgage lenders | 100% | 37 | 26 |
| Lucas County, OH | Investment property purchase | 100% | 35 | 24 |
| Sumner County, TN | Refinance | 100% | 26 | 24 |
The county markets where Firsttrust Home Loans, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Firsttrust Home Loans, Inc.
What is Firsttrust Home Loans, Inc.'s mortgage approval rate?
Firsttrust Home Loans, Inc. approved 98.8% of the 3,287 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Firsttrust Home Loans, Inc. offers?
Borrowers accepted 67% of the loans Firsttrust Home Loans, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Firsttrust Home Loans, Inc. make?
The typical home purchase mortgage loan Firsttrust Home Loans, Inc. made was $205K; across all loan types its typical loan ran from $75K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Firsttrust Home Loans, Inc. lend?
Firsttrust Home Loans, Inc. decided applications in 15 of the states Fat Boy Data covers, most of them in Arkansas, Tennessee and Alabama.
Can I apply to Firsttrust Home Loans, Inc. directly?
Yes. Firsttrust Home Loans, Inc. reports as a direct lender that takes applications from borrowers. Its website is firsttrusthomeloans.com.
Does this page show Firsttrust Home Loans, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Firsttrust Home Loans, Inc. treats applications, then get a rate quote from the lender.