Forcht Bank, National Association mortgage approval rate & lending review
Forcht Bank, National Association decided 340 mortgage applications and funded 287 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Forcht Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Forcht Bank, National Association at a glance
Approval is 0.5 points above the 84.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 135 / 158 | 99% | $405K | 134 |
| Refinance | 71% | 27 / 38 | 100% | $95K | 27 |
| Investment property purchase | 91% | 85 / 93 | 100% | $205K | 85 |
| Investment refinance | 86% | 25 / 29 | 100% | $165K | 25 |
Forcht Bank, National Association lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Forcht Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fayette County, KY | Mortgage lenders | 81% | 31 | 24 |
| Jefferson County, KY | Investment property purchase | 83% | 29 | 24 |
| Boone County, KY | Mortgage lenders | 85% | 26 | 22 |
| Hamilton County, OH | Investment property purchase | 100% | 22 | 22 |
The county markets where Forcht Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Forcht Bank, National Association
What is Forcht Bank, National Association's mortgage approval rate?
Forcht Bank, National Association approved 84.7% of the 340 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.5 points above the 84.2% national rate for the same mix of loan types.
How often do borrowers take the loan Forcht Bank, National Association offers?
Borrowers accepted 100% of the loans Forcht Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Forcht Bank, National Association make?
The typical home purchase mortgage loan Forcht Bank, National Association made was $405K; across all loan types its typical loan ran from $95K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Forcht Bank, National Association lend?
Forcht Bank, National Association decided applications in 11 of the states Fat Boy Data covers, most of them in Kentucky, Ohio and Florida.
Can I apply to Forcht Bank, National Association directly?
Yes. Forcht Bank, National Association is a bank or credit union with 22 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Forcht Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Forcht Bank, National Association treats applications, then get a rate quote from the lender.