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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Fayette County, Kentucky

Fat Boy Data analyzed home purchase mortgage activity in Fayette County, Kentucky, home to Lexington-Fayette urban county, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,918 applications were decided by 335 lenders between 2023 and 2025.

Fayette County at a glance

335Active lenders69 with 20+ decisions
92.2%Market approval rate8,222 of 8,918 decided
$275KTypical loanmedian lender, $10K brackets
98%Borrower take-up8,068 loans funded

How Fayette County compares

Approval rate compared
Fayette County92.2%Kentucky88.2%All 616 counties87.6%
Typical loan compared
Fayette County$275KKentucky$235KAll 616 counties$335K

What the data shows

Ark-La-Tex Financial Services, LLC. made the most home purchase mortgages in Fayette County, KY, 654 of them.

The Huntington National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 48.

The typical home purchase mortgage here is $275K, 17% larger than the Kentucky typical of $235K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 16% approved of 58One lender: 30% approved of 27One lender: 73% approved of 33One lender: 73% approved of 165One lender: 77% approved of 35One lender: 78% approved of 50One lender: 80% approved of 151One lender: 81% approved of 72One lender: 81% approved of 31One lender: 82% approved of 33One lender: 83% approved of 36One lender: 85% approved of 89One lender: 86% approved of 118One lender: 86% approved of 51One lender: 87% approved of 157One lender: 89% approved of 132One lender: 90% approved of 70One lender: 91% approved of 100One lender: 91% approved of 125One lender: 91% approved of 80One lender: 91% approved of 35One lender: 91% approved of 188One lender: 92% approved of 207Guardian Savings Bank: 93% approved of 450One lender: 93% approved of 116One lender: 93% approved of 316One lender: 94% approved of 31One lender: 94% approved of 298One lender: 94% approved of 100One lender: 94% approved of 51One lender: 94% approved of 35One lender: 94% approved of 54One lender: 95% approved of 175Stockton Mortgage Corporation: 95% approved of 526One lender: 95% approved of 117One lender: 95% approved of 333One lender: 96% approved of 25One lender: 96% approved of 154One lender: 96% approved of 56One lender: 96% approved of 56One lender: 96% approved of 57One lender: 97% approved of 59One lender: 97% approved of 89One lender: 97% approved of 60One lender: 97% approved of 31One lender: 97% approved of 64One lender: 97% approved of 65One lender: 97% approved of 138One lender: 97% approved of 37Republic Bank & Trust Company: 98% approved of 334Central Bank & Trust Co.: 98% approved of 457One lender: 98% approved of 150One lender: 98% approved of 112One lender: 99% approved of 106Ark-La-Tex Financial Services, LLC.: 99% approved of 669One lender: 99% approved of 187One lender: 100% approved of 48One lender: 100% approved of 38One lender: 100% approved of 29One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Fayette County

LenderApprovalApprovedTaken upTypical loanLoans made
1Ark-La-Tex Financial Services, LLC.99%663 / 66999%$255K654
2Stockton Mortgage Corporation95%499 / 526100%$295K498
3Central Bank & Trust Co.98%447 / 45798%$325K440
4Guardian Savings Bank93%418 / 45099%$305K413
5Republic Bank & Trust Company98%326 / 33499%$275K324

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 330 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Fayette County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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