FORT FINANCIAL Federal Credit Union mortgage approval rate & lending review
FORT FINANCIAL Federal Credit Union decided 377 mortgage applications and funded 320 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions FORT FINANCIAL Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
FORT FINANCIAL Federal Credit Union at a glance
Approval is 9.7 points above the 75.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 110 / 121 | 100% | $235K | 110 |
| Home improvement loans | 96% | 74 / 77 | 100% | $25K | 74 |
| Cash-out refinance | 68% | 79 / 116 | 100% | $185K | 79 |
| Refinance | 92% | 23 / 25 | 100% | $155K | 23 |
| Investment property purchase | 100% | 29 / 29 | 97% | $135K | 28 |
FORT FINANCIAL Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 87% | $185K | 339 | 293 |
| North Carolina | 71% | $85K | 31 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where FORT FINANCIAL Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allen County, IN | Mortgage lenders | 91% | 99 | 90 |
| Allen County, IN | Cash-out refinance | 72% | 98 | 71 |
| Allen County, IN | Home improvement loans | 97% | 67 | 65 |
| Allen County, IN | Refinance | 95% | 22 | 21 |
The county markets where FORT FINANCIAL Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about FORT FINANCIAL Federal Credit Union
What is FORT FINANCIAL Federal Credit Union's mortgage approval rate?
FORT FINANCIAL Federal Credit Union approved 85.1% of the 377 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 75.5% national rate for the same mix of loan types.
How often do borrowers take the loan FORT FINANCIAL Federal Credit Union offers?
Borrowers accepted 100% of the loans FORT FINANCIAL Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does FORT FINANCIAL Federal Credit Union make?
The typical home purchase mortgage loan FORT FINANCIAL Federal Credit Union made was $235K; across all loan types its typical loan ran from $25K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does FORT FINANCIAL Federal Credit Union lend?
FORT FINANCIAL Federal Credit Union decided applications in 7 of the states Fat Boy Data covers, most of them in Indiana, North Carolina and Florida.
Can I apply to FORT FINANCIAL Federal Credit Union directly?
Yes. FORT FINANCIAL Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show FORT FINANCIAL Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how FORT FINANCIAL Federal Credit Union treats applications, then get a rate quote from the lender.