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refinance lenders · HMDA 2023–2025

Refinance lenders in Allen County, Indiana

Fat Boy Data analyzed mortgage refinance activity in Allen County, Indiana, home to Fort Wayne, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,889 applications were decided by 189 lenders between 2023 and 2025.

Allen County at a glance

189Active lenders35 with 20+ decisions
82.3%Market approval rate3,199 of 3,889 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,008 loans funded

How Allen County compares

Approval rate compared
Allen County82.3%Indiana80.2%All 616 counties76.5%
Typical loan compared
Allen County$165KIndiana$145KAll 616 counties$295K

What the data shows

Midwest America Federal Credit Union made the most mortgage refinances in Allen County, IN, 438 of them.

Lake City Bank approved the highest share of applications among lenders with at least 20 decisions here, 98% of 108.

The typical mortgage refinance here is $165K, 14% larger than the Indiana typical of $145K.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 64One lender: 44% approved of 25One lender: 64% approved of 28One lender: 71% approved of 51One lender: 72% approved of 71One lender: 72% approved of 43One lender: 73% approved of 55One lender: 74% approved of 65One lender: 74% approved of 69First Merchants Bank: 76% approved of 186One lender: 77% approved of 26One lender: 78% approved of 27One lender: 79% approved of 29One lender: 80% approved of 108One lender: 80% approved of 153PNC Bank, National Association: 81% approved of 230One lender: 82% approved of 156One lender: 83% approved of 120One lender: 84% approved of 25Midwest America Federal Credit Union: 85% approved of 539One lender: 85% approved of 27One lender: 86% approved of 21Fifth Third Bank, National Association: 87% approved of 214One lender: 89% approved of 159One lender: 89% approved of 63Ruoff Mortgage Company, Inc.: 90% approved of 162One lender: 90% approved of 41One lender: 91% approved of 43One lender: 94% approved of 35One lender: 95% approved of 102One lender: 95% approved of 21One lender: 95% approved of 22One lender: 96% approved of 140One lender: 96% approved of 28One lender: 98% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Allen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Midwest America Federal Credit Union85%457 / 53996%$45K438
2PNC Bank, National Association81%186 / 23097%$105K181
3Fifth Third Bank, National Association87%187 / 21497%$105K182
4First Merchants Bank76%141 / 186100%$165K141
5Ruoff Mortgage Company, Inc.90%145 / 16283%$215K121

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 184 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Allen County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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