Genhome Mortgage Corporation mortgage approval rate & lending review
Genhome Mortgage Corporation decided 2,564 mortgage applications and funded 2,231 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Genhome Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to genhomemortgage.com.
Genhome Mortgage Corporation at a glance
Approval is 0.9 points above the 86.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 2,053 / 2,302 | 100% | $505K | 2,049 |
| Cash-out refinance | 73% | 102 / 140 | 100% | $415K | 102 |
| Refinance | 64% | 28 / 44 | 100% | $425K | 28 |
| Investment property purchase | 71% | 39 / 55 | 100% | $275K | 39 |
Genhome Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $655K | 1,706 | 1,577 |
| Texas | 83% | $295K | 260 | 214 |
| Florida | 72% | $355K | 188 | 136 |
| Arizona | 75% | $385K | 51 | 38 |
| Illinois | 63% | $285K | 51 | 32 |
| Maryland | 72% | $425K | 32 | 23 |
| Georgia | 61% | $325K | 31 | 19 |
| Nevada | 79% | $335K | 28 | 22 |
| Virginia | 70% | $325K | 23 | 16 |
| Pennsylvania | 81% | $245K | 21 | 17 |
| Louisiana | 75% | $215K | 20 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Genhome Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Mortgage lenders | 95% | 725 | 684 |
| San Bernardino County, CA | Mortgage lenders | 95% | 310 | 294 |
| Riverside County, CA | Mortgage lenders | 95% | 301 | 287 |
| Kern County, CA | Mortgage lenders | 94% | 68 | 64 |
The county markets where Genhome Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Genhome Mortgage Corporation
What is Genhome Mortgage Corporation's mortgage approval rate?
Genhome Mortgage Corporation approved 87.2% of the 2,564 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.9 points above the 86.2% national rate for the same mix of loan types.
How often do borrowers take the loan Genhome Mortgage Corporation offers?
Borrowers accepted 100% of the loans Genhome Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Genhome Mortgage Corporation make?
The typical home purchase mortgage loan Genhome Mortgage Corporation made was $505K; across all loan types its typical loan ran from $275K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Genhome Mortgage Corporation lend?
Genhome Mortgage Corporation decided applications in 35 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Genhome Mortgage Corporation directly?
Yes. Genhome Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is genhomemortgage.com.
Does this page show Genhome Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Genhome Mortgage Corporation treats applications, then get a rate quote from the lender.