Greater Alliance Federal Credit Union mortgage approval rate & lending review
Greater Alliance Federal Credit Union decided 475 mortgage applications and funded 271 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greater Alliance Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greater Alliance Federal Credit Union at a glance
Approval is 8.6 points below the 66.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 33 / 36 | 97% | $375K | 32 |
| Home improvement loans | 52% | 178 / 342 | 100% | $105K | 178 |
| Cash-out refinance | 62% | 51 / 82 | 98% | $155K | 50 |
Greater Alliance Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 58% | $105K | 440 | 254 |
| New York | 35% | $65K | 20 | 7 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greater Alliance Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bergen County, NJ | Home improvement loans | 59% | 199 | 117 |
| Bergen County, NJ | Cash-out refinance | 67% | 46 | 30 |
| Passaic County, NJ | Home improvement loans | 39% | 74 | 29 |
The county markets where Greater Alliance Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Greater Alliance Federal Credit Union
What is Greater Alliance Federal Credit Union's mortgage approval rate?
Greater Alliance Federal Credit Union approved 57.5% of the 475 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points below the 66.1% national rate for the same mix of loan types.
How often do borrowers take the loan Greater Alliance Federal Credit Union offers?
Borrowers accepted 99% of the loans Greater Alliance Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greater Alliance Federal Credit Union make?
The typical home improvement loan loan Greater Alliance Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greater Alliance Federal Credit Union lend?
Greater Alliance Federal Credit Union decided applications in 6 of the states Fat Boy Data covers, most of them in New Jersey, New York and Florida.
Can I apply to Greater Alliance Federal Credit Union directly?
Yes. Greater Alliance Federal Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greater Alliance Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greater Alliance Federal Credit Union treats applications, then get a rate quote from the lender.