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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Bergen County, New Jersey

Fat Boy Data analyzed cash-out refinance activity in Bergen County, New Jersey, home to Hackensack, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,851 applications were decided by 288 lenders between 2023 and 2025.

Bergen County at a glance

288Active lenders48 with 20+ decisions
67.7%Market approval rate4,637 of 6,851 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,396 loans funded

How Bergen County compares

Approval rate compared
Bergen County67.7%New Jersey67.6%All 616 counties68.2%
Typical loan compared
Bergen County$205KNew Jersey$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Bergen County, NJ, 1,075 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 93One lender: 18% approved of 39One lender: 20% approved of 88Amerisave Mortgage Corporation: 21% approved of 447One lender: 26% approved of 27One lender: 28% approved of 40One lender: 30% approved of 37One lender: 44% approved of 52One lender: 45% approved of 83One lender: 45% approved of 22One lender: 48% approved of 104Newrez LLC: 49% approved of 379One lender: 49% approved of 82One lender: 58% approved of 99One lender: 59% approved of 22One lender: 60% approved of 85One lender: 60% approved of 73One lender: 62% approved of 165One lender: 63% approved of 83One lender: 65% approved of 48One lender: 65% approved of 23One lender: 66% approved of 44One lender: 67% approved of 46One lender: 67% approved of 43One lender: 70% approved of 187United Wholesale Mortgage, LLC: 70% approved of 378One lender: 71% approved of 35One lender: 71% approved of 21Visions Federal Credit Union: 72% approved of 360One lender: 73% approved of 22One lender: 73% approved of 48One lender: 75% approved of 24One lender: 77% approved of 43One lender: 78% approved of 138One lender: 78% approved of 106One lender: 79% approved of 67Rocket Mortgage, LLC: 83% approved of 1,341One lender: 83% approved of 23One lender: 84% approved of 259One lender: 86% approved of 35One lender: 86% approved of 64One lender: 91% approved of 97One lender: 91% approved of 34One lender: 92% approved of 25One lender: 95% approved of 40One lender: 96% approved of 23One lender: 100% approved of 42One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,107 / 1,34197%$155K1,075
2Amerisave Mortgage Corporation21%93 / 44796%$145K89
3Newrez LLC49%184 / 37999%$125K183
4United Wholesale Mortgage, LLCBroker only70%266 / 37897%$345K259
5Visions Federal Credit Union72%260 / 36097%$205K253

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 283 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Bergen County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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